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Directive 2008/48/EC |
I. General Information
Title | Directive |
Status: | Existing |
Description |
Various factors can explain the sluggish development of the European cross-border credit market and these include, as the main contributing factors:
A revision of the directive calls for:
The aim is to pave the way for a more transparent market, a more effective market and to offer such a degree of protection for consumers that the free movement of offers of credit can occur under the best possible conditions both for those who offer credit and those who require it. To achieve these objectives the directive would need to be revised in a way that takes account of the following six guidelines: |
Directive | 2008/48/EC |
Source | O.J. EC No L (Legislation), Edition 133, Year 2008, p.66 - 92 |
Adoption | 04/23/2008 |
Promulgation | 05/22/2008 |
Character | Regular Act |
Legal Basis | Art. 95 EC |
Legislative Procedure | Codecision procedure |
II. Versions and Legislative History
1. Versions
![]() 06/08/2016 (A) 06/29/2016 (P) | Directive 2008/48/EG amended by Benchmark Regulation ( | |
![]() 02/04/2014 (A) 02/28/2014 (P) | Directive 2008/48/EG amended by Mortgage Credit Directive ( | ![]() ![]() ![]() ![]() ![]() ![]() |
![]() 04/23/2008 (A) 05/22/2008 (P) |
Original Text : |
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2. Legislative History
3. Legal Impact
Repeal | ![]() |
III. Umsetzung in den Mitgliedstaaten
1. Implementation in Germany
07/29/2009 (A) 08/03/2009 (P) |
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IV. Literature
Hamacher | Vermittlungsbegriff in § 4 Nr. 8 UStG |
Hoffmann | Der Diskussionsstand zur Reform der Verbraucherkreditrichtlinie |
Lorenz | AG-Rechts-Report Neues aus Brüssel Vorschlag zur Novellierung der Verbraucherkreditrichtlinie |
Rohde | Privatautonomie im Verbraucherkreditrecht wohin? - Zum Richtlinienvorschlag zur Harmonisierung der Rechts- und Verwaltungsvorschriften der Mitgliedstaaten über den Verbraucherkredit |
Rott | Die neue Verbraucherkreditrichtlinie |
Siems | Die neue Verbraucherkreditrichtlinie und ihre Folgen |