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Directive 2014/17/EU |
I. General Information
Title | Directive |
Abbreviations | Mortgage Credit Directive |
Status: | Existing |
Description | The The main provisions include consumer information requirements, principle based rules and standards for the performance of services (e.g. conduct of business obligations, competence and knowledge requirements for staff), a consumer creditworthiness assessment obligation, provisions on early repayment, provisions on foreign currency loans, provisions on tying practices, some high-level principles (e.g. those covering financial education, property valuation and arrears and foreclosures) and a passport for credit intermediaries who meet the admission requirements in their home Member State. |
Directive | 2014/17/EU |
Source | O.J. EU No L (Legislation), Edition 60, Year 2014, p.34 |
Adoption | 02/04/2014 |
Promulgation | 02/28/2014 |
Character | Lamfalussy Framework Act |
Implementation | ![]() |
Legal Basis | Art. 114 AEUV |
Legislative Procedure | Codecision procedure |
II. Rahmenrechtsakt (Level 1)
1. Versions
![]() 06/08/2016 (A) 06/29/2016 (P) | Mortgage Credit Directive (Directive 2014/17/EU) amended by Benchmark Regulation ( | |
![]() 02/04/2014 (A) 02/28/2014 (P) |
Original Text Mortgage Credit Directive: |
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2. Legislative History
3. Legal Impact
Amendment | ![]() | ![]() ![]() ![]() |
Amendment | ![]() | ![]() ![]() ![]() |
Amendment | ![]() | ![]() ![]() ![]() |
III. Implementing / Legislative Act (Level 2)
1. Implementation
![]() 09/19/2014 (A) 10/24/2014 (P) |
Commission Delegated Regulation |
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IV. Umsetzung in den Mitgliedstaaten
1. Implementation in Germany
03/11/2016 (A) 03/16/2016 (P) |
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