Caplaw - The Database on German and European Economic Law

Directive 2006/48/EC

I. General Information

Title	Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast)
Abbreviations	CRD I
Status:	Repealed
Description	A single financial market in the EU will be a key factor in promoting the competitiveness of the European economy and the lowering the capital cost to companies. The Financial Services Action Plan announces a directive on new capital adequacy rules for credit institutions and investment firms in 2004, in step with progress at G-10 level in the Basel Committee on Banking Supervision. The agreement by the G-10 Basel Committee on Banking Supervision of the so-called Basel Accord in 1988 (Basel I) led to the adoption of minimum capital requirements across over 100 countries. It was broadly contemporaneous to the adoption of key EU directives (Directive 89/299/EEC of 17.4.1989 on own funds, Directive 89/647/EEC of 18.12.1989 on a solvency ratio, consolidated in Directive 2000/12/EC of the European Parliament and of the Council of 20.3.2000 relating to the taking up and pursuit of the business of credit institutions). These directives addressed credit institutions’ risks arising from credit-granting activities. Directive 93/6/EEC of 15.3.1993 on the capital adequacy of investment firms and credit institutions extended both the credit risk and market risk rules to investment firms.
Directive	2006/48/EC
Source	O.J. EC No L (Legislation), Edition 177, Year 2006, p.1
Adoption	06/14/2006
Promulgation	06/30/2006
Character	Regular Act
Legal Basis	Art. 47 Abs. 2 EC
Legislative Procedure	Codecision procedure
Background	Financial Services Action Plan - FSAP Basel II

II. Versions and Legislative History

1. Versions

2013/36/EU 06/26/2013 (A) 06/27/2013 (P)	CRD I (Directive 2006/48/EG) repealed by CRD IV ( Details) Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC
(EU) No 575/2013 06/26/2013 (A) 06/26/2013 (P)	CRD I (Directive 2006/48/EG) repealed by Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012
2011/89/EU 11/16/2011 (A) 12/08/2011 (P)	CRD I (Directive 2006/48/EG) amended by FiCoD I ( Details) Directive 2011/89/EU of the European Parliament and of the Council of 16 November 2011 amending Directives 98/78/EC, 2002/87/EC, 2006/48/EC and 2009/138/EC as regards the supplementary supervision of financial entities in a financial conglomerate

Ältere Textfassungen

2010/78/EU 11/24/2010 (A) 12/15/2010 (P)	CRD I (Directive 2006/48/EG) amended by Omnibus I, Powers of European Supervisory Authorities ( Details) Directive 2010/78/EU of the European Parliament and of the Council of 24 November 2010 amending Directives 98/26/EC, 2002/87/EC, 2003/6/EC, 2003/41/EC, 2003/71/EC, 2004/39/EC, 2004/109/EC, 2005/60/EC, 2006/48/EC, 2006/49/EC and 2009/65/EC in respect of the powers of the European Supervisory Authority (European Banking Authority), the European Supervisory Authority (European Insurance and Occupational Pensions Authority) and the European Supervisory Authority (European Securities and Markets Authority)
2010/76/EU 11/24/2010 (A) 12/14/2010 (P)	CRD I (Directive 2006/48/EG) amended by CRD III ( Details) Directive 2010/76/EU of the European Parliament and of the Council of 24 November 2010 amending Directives 2006/48/EC and 2006/49/EC as regards capital requirements for the trading book and for re-securitisations, and the supervisory review of remuneration policies
2009/111/EC 09/16/2009 (A) 11/17/2009 (P)	CRD I (Directive 2006/48/EG) amended by CRD II, CRD II - Directive ( Details) Directive 2009/111/EC of the European Parliament and of the Council of 16 September 2009 amending Directives 2006/48/EC, 2006/49/EC and 2007/64/EC as regards banks affiliated to central institutions, certain own funds items, large exposures, supervisory arrangements, and crisis management
2009/110/EC 09/16/2009 (A) 10/10/2009 (P)	CRD I (Directive 2006/48/EG) amended by Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC
2009/83/EC 07/27/2009 (A) 07/28/2009 (P)	CRD I (Directive 2006/48/EG) amended by CRD II, CRD II - Directive ( Details) Commission Directive 2009/83/EC of 27 July 2009 amending certain Annexes to Directive 2006/48/EC of the European Parliament and of the Council as regards technical provisions concerning risk management
2008/24/EC 03/11/2008 (A) 03/20/2008 (P)	CRD I (Directive 2006/48/EG) amended by Directive 2008/24/EC of the European Parliament and of the Council of 11 March 2008 amending Directive 2006/48/EC relating to the taking up and pursuit of the business of credit institutions, as regards the implementing powers conferred on the Commission
2007/64/EC 11/13/2007 (A) 12/05/2007 (P)	CRD I (Directive 2006/48/EG) amended by Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market
2007/44/EC 09/05/2007 (A) 09/21/2007 (P)	CRD I (Directive 2006/48/EG) amended by Directive 2007/44/EC of the European Parliament and of the Council of 5 September 2007 amending Council Directive 92/49/EEC and Directives 2002/83/EC, 2004/39/EC, 2005/68/EC and 2006/48/EC as regards procedural rules and evaluation criteria for the prudential assessment of acquisitions and increase of holdings in the financial sector
2007/18/EC 03/27/2007 (A) 03/28/2007 (P)	CRD I (Directive 2006/48/EG) amended by Commission Directive 2007/18/EC of 27 March 2007 amending Directive 2006/48/EC of the European Parliament and of the Council as regards the exclusion or inclusion of certain institutions from its scope of application and the treatment of exposures to multilateral development banks
2006/48/EC 06/14/2006 (A) 06/30/2006 (P)	Original Text CRD I: Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast)

(A) Adoption | (P) Promulgation

2. Legislative History

03/09/2005	Opinion of the European Economic and Social Committee	ABL. No. C 2005, p. 8
02/17/2005	Opinion of the European Central Bank	ABL. EC No. C 2005, p. 37
07/14/2004	Proposal	COM (2004)486 final
07/14/2004	Proposal	COM (2004)486 final

3. Legal Impact

Amendment	Directive 93/6/EEC
Repeal	Directive 2000/12/EC

III. Umsetzung in den Mitgliedstaaten

1. Implementation in Germany

12/14/2006 (A) 12/20/2006 (P)	Einführung der Verordnung über die angemessene Eigenmittelausstattung von Instituten, Institutsgruppen und Finanzholding-Gruppen
12/14/2006 (A) 12/20/2006 (P)	Einführung der Großkredit- und Millionenkreditverordnung - Fassung 2006
10/26/2011 (A) 10/28/2011 (P)	Zweite Verordnung zur weiteren Umsetzung der geänderten Bankenrichtlinie und der geänderten Kapitaladäquanzrichtlinie

(A) Adoption | (P) Promulgation

IV. Literature

Hoger, Andreas

Bankenaufsicht in der EU im Wandel
WM 2007, S. 1053-1060

Impressum | Datenschutz | Copyright © 2021 |

Language:

Deutsch
English
Francais
Chinese

Legende
Hyperlink	int./ext. Verlinkung
	Externer Hyperlink
Status des Rechtsaktes
	Aufgehoben
	Vorhaben
	Inkraft
	Unbekannt
Dokumente
	Deutsche Fassung
	Englische Fassung
	Franz. Fassung
	Sonstige PDF-Datei
	Sonstiges Dokument
	Externes Dokument

Overview

I. General Information
II. Versions and Legislative History
1. Versions
2. Legislative History
3. Legal Impact
III. Umsetzung in den Mitgliedstaaten
1. Implementation in Germany
IV. Literature

Verwendung von Cookies
Um unsere Webseite für Sie optimal zu gestalten und fortlaufend verbessern zu können, verwenden wir Cookies. Durch die weitere Nutzung der Webseite stimmen Sie der Verwendung von Cookies zu. Weitere Informationen zu Cookies erhalten Sie in der Datenschutzerklärung.
Einverstanden | Ablehnen