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法律指令 2009/138/EG

 

I. 基本信息

标题

Directive  2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance

缩写 Solvency II
状态: 现存
描述

The main purposes of the  Solvency II Directive are to increase the protection of policyholders, create a level playing field for the insurance industry in the European single market and ensure substantially uniform supervisory practices throughout Europe. Generally speaking, the new  Solvency II supervisory regime is divided into three pillars:

Pillar 1: Quantitative rules

The first pillar of  Solvency II essentially lays down the quantitative rules. It not only contains rules governing the valuation of assets and liabilities, but also lays down capital requirements and rules relating to own funds. The aim is to ensure that undertakings have adequate capital backing at all times. Valuations must be consistent with the market, in other words consistent with the information provided by financial markets.

Pillar 2: Governance rules

The second pillar of  Solvency II contains qualitative requirements applicable to the system of governance, i.e. the business organisation of undertakings.  Solvency II requires undertakings to maintain, among others, the following key functions: risk management function; compliance function; actuarial function and internal audit function.

An effective risk management system must also be put in place and maintained. A key component of risk management systems are own risk and solvency assessments (ORSA), which tie risk management to capital management.

Pillar 3: Reporting and disclosure requirements

The third pillar of  Solvency II essentially contains the requirements governing the undertakings' reporting of information both to the supervisory authority and to the public. A Solvency and Financial Condition Report (SFCR), to be published annually, and a Regular Supervisory Report (RSR), to be submitted to the supervisory authority at least every three years, will be required. Both reports predominantly, although not exclusively, contain qualitative information. Reporting forms containing quantitative information on undertakings will also be introduced. The existing reporting requirements are being revised in light of the new reporting regime in order to avoid double-ups.

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法律指令 2009/138/EG
官方. 版本 公告. EG 号. L (Legislation), 公布 335, 年 2009, S.1
日期 2009/11/25
公告 2009/12/17
法案 Lamfalussy-框架法案
通过   法规 (EU) Nr. 2016/467
  法规 (EU) Nr. 2016/165
  法规 (EU) Nr. 2015/2450
  法规 (EU) Nr. 2015/2451
  法规 (EU) Nr. 2015/2452
  法规 (EU) Nr. 2015/2012
  法规 (EU) Nr. 2015/2011
  法规 (EU) Nr. 2015/2013
  法规 (EU) Nr. 2015/2014
  法规 (EU) Nr. 2015/2015
  法规 (EU) Nr. 2015/2016
  法规 (EU) Nr. 2015/2017
  法规 (EU) Nr. 2015/498
  法规 (EU) Nr. 2015/499
  法规 (EU) Nr. 2015/500
  法规 (EU) Nr. 2015/460
  法规 (EU) Nr. 2015/461
  法规 (EU) Nr. 2015/462
  法规 (EU) Nr. 2015/35
法律基础 Art. 47 II, 55 EC
法的实施 Codecision procedure
 

II. 框架法律 (层次一)

 

1. 文本

  2018/843/EU
    2018/05/30 (D)
    2018/06/19 (V)
Solvency II (法律指令 2009/138/EG) 通过……被修改

Directive (EU) 2018/843 of the European Parliament and of the Council of 30 May 2018 amending Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, and amending Directives  2009/138/EC and  2013/36/EU

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(D) 日期 | (V)公布
 

2. Reformvorhaben

  保留
    2017/12/12 (D)
    2017/12/28 (V)

Regulation of the European Parliament and of the Council laying down common rules on securitisation and creating a European framework for simple, transparent and standardised securitisation and amending Directives  2009/65/EC,  2009/138/EC,  2011/61/EU and Regulations  (EC) No 1060/2009 and  (EU) No 648/2012

修改 法律指令 2009/138/EG
  保留

Proposal for a Directive of the European Parliament and of the Council amending Directive  2014/65/EU on markets in financial instruments and Directive  2009/138/EC on the taking-up and pursuit of the business of Insurance and Reinsurance ( Solvency II)

修改 法律指令 2009/138/EG
(D) 日期 | (V)公布
 

3. 发生史

2009/04/22 Report of the European Parliament - 1st reading T6-0251/2009 Deutsch
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2008/05/29 Opinion of the European Economic and Social Committee O.J. EC No. C, Ausgabe 224, Jahr 2008, p. 11 Deutsch
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2007/07/10 Proposal COM(2007) 361 endgültig Deutsch
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4. 影响

保留  法律指令 64/225/EWG
保留  法律指令 73/239/EWG
保留  法律指令 73/240/EWG
保留  法律指令 76/580/EWG
保留  法律指令 78/473/EWG
保留  法律指令 84/641/EWG
保留  法律指令 87/344/EWG
保留  法律指令 88/357/EWG
保留  法律指令 92/49/EWG
保留  法律指令 98/78/EG
保留  法律指令 2000/64/EG
保留  法律指令 2001/17/EG
保留  法律指令 2002/83/EG
修改  法律指令 2003/41/EG
Deutsch Englisch Französisch
保留  法律指令 2005/68/EG
 

III. 实施- / 委托的法案 第二层次)

 

1. 通过

  (EU) Nr. 2016/467
    2015/09/30 (D)
    2016/04/01 (V)

Commission Delegated Regulation (EU) 2016/467 of 30 September 2015 amending Commission Delegated Regulation (EU) 2015/35 concerning the calculation of regulatory capital requirements for several categories of assets held by insurance and reinsurance undertakings

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  (EU) Nr. 2016/165
    2016/02/05 (D)
    2016/02/09 (V)

Commission Implementing Regulation (EU) 2016/165 of 5 February 2016 laying down technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 1 January until 30 March 2016 in accordance with Directive  2009/138/EC of the European Parliament and of the Council ( Solvency II)

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  (EU) Nr. 2015/2450
    2015/12/02 (D)
    2015/12/31 (V)

Commission Implementing Regulation (EU) 2015/2450 of 2 December 2015 laying down implementing technical standards with regard to the templates for the submission of information to the supervisory authorities according to Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2451
    2015/12/02 (D)
    2015/12/31 (V)

Commission Implementing Regulation (EU) 2015/2451 of 2 December 2015 laying down implementing technical standards with regard to the templates and structure of the disclosure of specific information by supervisory authorities in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2452
    2015/12/02 (D)
    2015/12/31 (V)

Commission Implementing Regulation (EU) 2015/2452 of 2 December 2015 laying down implementing technical standards with regard to the procedures, formats and templates of the solvency and financial condition report in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2012
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2012 of 11 November 2015 laying down implementing technical standards with regard to the procedures for decisions to set, calculate and remove capital add-ons in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2011
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2011 of 11 November 2015 laying down implementing technical standards with regard to the lists of regional governments and local authorities, exposures to whom are to be treated as exposures to the central government in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2013
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2013 of 11 November 2015 laying down implementing technical standards with regard to standard deviations in relation to health risk equalisation systems in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2014
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2014 of 11 November 2015 laying down implementing technical standards with regard to the procedures and templates for the submission of information to the group supervisor and for the exchange of information between supervisory authorities in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2015
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2015 of 11 November 2015 laying down implementing technical standards on the procedures for assessing external credit assessments in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2016
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2016 of 11 November 2015 laying down the implementing technical standards with regard to the equity index for the symmetric adjustment of the standard equity capital charge in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/2017
    2015/11/11 (D)
    2015/11/12 (V)

Commission Implementing Regulation (EU) 2015/2017 of 11 November 2015 laying down implementing technical standards with regard to the adjusted factors to calculate the capital requirement for currency risk for currencies pegged to the euro in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/498
    2015/03/24 (D)
    2015/03/25 (V)

Commission Implementing Regulation (EU) 2015/498 of 24 March 2015 laying down implementing technical standards with regard to the supervisory approval procedure to use undertaking-specific parameters in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/499
    2015/03/24 (D)
    2015/03/25 (V)

Commission Implementing Regulation (EU) 2015/499 of 24 March 2015 laying down implementing technical standards with regard to the procedures to be used for granting supervisory approval for the use of ancillary own-fund items in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/500
    2015/03/24 (D)
    2015/03/25 (V)

Commission Implementing Regulation (EU) 2015/500 of 24 March 2015 laying down implementing technical standards with regard to the procedures to be followed for the supervisory approval of the application of a matching adjustment in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/460
    2015/03/19 (D)
    2015/03/20 (V)

Commission Implementing Regulation (EU) 2015/460 of 19 March 2015 laying down implementing technical standards with regard to the procedure concerning the approval of an internal model in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/461
    2015/03/19 (D)
    2015/03/20 (V)

Commission Implementing Regulation (EU) 2015/461 of 19 March 2015 laying down implementing technical standards with regard to the process to reach a joint decision on the application to use a group internal model in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/462
    2015/03/19 (D)
    2015/03/20 (V)

Commission Implementing Regulation (EU) 2015/462 of 19 March 2015 laying down implementing technical standards with regard to the procedures for supervisory approval to establish special purpose vehicles, for the cooperation and exchange of information between supervisory authorities regarding special purpose vehicles as well as to set out formats and templates for information to be reported by special purpose vehicles in accordance with Directive  2009/138/EC of the European Parliament and of the Council

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  (EU) Nr. 2015/35
    2014/10/10 (D)
    2015/01/17 (V)

Commission Delegated Regulation (EU) 2015/35 of 10 October 2014 supplementing Directive  2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance ( Solvency II)

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IV. Umsetzung in den Mitgliedstaaten

 

1. 在德国的实施

2015/04/01 (B)
2015/04/10 (V)

 Gesetz zur Modernisierung der Finanzaufsicht über Versicherungen

Deutsch
(B) 决定 | (V) 公告
语言:
Deutsch Deutsch
English Englisch
Francais Französisch
Chinese Chinesisch

图例

超级连接 内链/外链
Externer Link 外部超级链接
文本数据的法律状态
Aufgehoben 废除
Vorhaben 保留
Inkraft 有效
Unbekannt 未知
文本
Deutsch 德文版
Englisch 英文版
Französisch 法文版
PDF-Datei 其他PDF数据
Dokument 其他文本
Externer Link 外部文本

目录

I. 基本信息
II. 框架法律 (层次一)
1. 文本
2. Reformvorhaben
3. 发生史
4. 影响
III. 实施- / 委托的法案 第二层次)
1. 通过
IV. Umsetzung in den Mitgliedstaaten
1. 在德国的实施

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