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 Regulation of the European Parliament and of the Council amending Regulation (EU) 806/2014 in order to establish a European Deposit Insurance Scheme

I. 描述

The European Deposit Insurance Scheme will be:

  • built on the existing system, composed of national deposit guarantee schemes set up in line with European rules; individual depositors will continue to enjoy the same level of protection (€100 000);
  • introduced gradually, step by step;
  • overall cost-neutral for the banking sector: the contributions banks make to EDIS can be deducted from their national contributions to deposit guarantee schemes;
  • risk-weighted; riskier banks will pay higher contributions than safer banks, and this will be strengthened as EDIS is introduced gradually; risk adjustments will apply from the outset
  • accompanied by strict safeguards: for example it will only insure those national DGS which comply and are being built up in line with EU rules;
  • accompanied by a Communication setting out measures to reduce risks, such as future proposals to ensure that banks’ exposures to individual sovereigns risk is sufficiently diversified; and
  • mandatory for euro area Member States whose banks are today covered by the Single Supervisory Mechanism; but open to other EU Member States who want to join the Banking Union.

(h​t​t​p​:​/​/​e​u​r​o​p​a​.​e​u​/​r​a​p​i​d​/​p​r​e​s​s​-​r​e​l​e​a​s​e​_​I​P​-​1​5​-​6​1​5​2​_​e​n​.​h​t​m)

II. 基本信息

标题

Regulation of the European Parliament and of the Council amending Regulation (EU) 806/2014 in order to establish a European Deposit Insurance Scheme

状态
保留
法规
保留
法案
普通的法律法案
法律基础
Art. 114 AEUV
法的实施
Codecision procedure
内容的背景

III. 文本和产生历史

1. 发生史

Datum
Typ / Titel
Textfassungen
2016/10/12
Opinion of the Committee of the regions
2016/04/20
Opinion of the European Central Bank
O.J. 2016/C 252/1
2016/03/17
Opinion of the European Economic and Social Committee
O.J. 2015/C 177/21
2015/11/24
Proposal
COM(2015) 586 final

2. 影响

Auswirkungstyp
Richtlinie
Textfassungen
修改
  法规 (EU) No 806/2014

Legend

Legislative Act Status

Documents

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目录

I. 描述
II. 基本信息
III. 文本和产生历史
1. 发生史
2. 影响