德国和欧盟经济法数据库

 法律指令 2009/110/EC

I. 描述

Customers and businesses in the European Union are making increasing use of electronic money, which is only now starting to be successful in replacing other means of payment in some Member States for certain types of payments. However, electronic money is still far from delivering the full potential benefits that were expected eight years ago at the time of adoption of Directive 2000/46/EC on the taking up, pursuit of and prudential supervision of the business of electronic money institutions (hereafter referred to as the 'Electronic Money Directive').
The evaluation of the application of this Directive has shown that some of its provisions seem to have hindered the take-up of the electronic money market, hampering technological innovation. Figures on the limited number of fully licensed electronic money institutions or on the low volume of electronic money issued demonstrate that electronic money has not yet really taken off in most of the Member States.
Now that a modern and coherent legal framework for payment services has been established at Community level with the adoption of Directive 2007/64/EC on payment services in the internal market (hereafter referred to as the 'Payment Services Directive'), further action is urgently required to promote the emergence of a true single market for electronic money services in the European Union.
This Commission proposal focuses on modernising the provisions of the Electronic Money Directive, with special reference to the prudential regime of electronic money institutions, ensuring consistency with that of payment institutions under the Payment Services Directive. It aims to enable new, innovative and secure electronic money services to be designed, provide market access to new players and foster real and effective competition between all market participants. Innovation in the payments market will create tangible benefits for consumers, businesses and the wider European economy. Creative solutions will promote rapidity of payments, convenience of use and new functionalities for the e-society of the 21st century.

II. 基本信息

标题

Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC

状态
现存
法律指令
2009/110/EC
官方. 版本
公告. EC 号. L (Legislation), 公布 267, 年 2009, S.7
日期
2009/09/16
公告
2009/10/10
法案
普通的法律法案
法律基础
Art. 47 Abs. 2 und 95 EC
法的实施
Codecision procedure

III. 文本和产生历史

1. 文本

Titel
Allg. Daten
Textfassung

  2015/2366/EU

Beschluss:
2015/11/25 (D)
Verkuendung:
2015/12/23 (V)

原始.版本 :
Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC

  2009/110/EC

Beschluss:
2009/09/16 (D)
Verkuendung:
2009/10/10 (V)
(D) 日期 | (V)公布

2. 发生史

Datum
Typ / Titel
Textfassungen
2009/04/24
Report of the European Parliament - 1st reading
ABL EC 2009 No. C 184, p. 484
2009/02/26
Opinion of the European Economic and Social Committee
ABL EC 2009 No. C 218, p. 30
2008/12/05
Opinion of the European Central Bank
ABL EC 2009 No. C 30, p. 1
2008/10/09
Proposal
COM/2008/627

3. 影响

Auswirkungstyp
Richtlinie
Textfassungen
修改
  法律指令 2006/48/EC
修改
  法律指令 2005/60/EC
保留
  法律指令 2000/46/EC

IV. Umsetzung in den Mitgliedstaaten

1. 在德国的实施

(B) 决定 | (V) 公告

Legend

Legislative Act Status

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目录

I. 描述
II. 基本信息
III. 文本和产生历史
1. 文本
2. 发生史
3. 影响
IV. Umsetzung in den Mitgliedstaaten
1. 在德国的实施